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Rate And Term Refinances

Rate and Term Refinances can be the lowering of an interest rate and/or shortening or lengthening the term of the loan.  


There is a lower risk to these types of transactions so the interest rates tend to be lower.

Cash Out Refinances

Cash Out Refinances:

Consolidate Debt

Take out Cash of alternative investments

Access Cash for Home Improvement


These transactions are seen as more risky from an underwriting perspective and therefore have higher interest rates.

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